At GoInsureWise, we are committed to safeguarding your privacy and protecting your personal information. This Privacy Policy explains how we collect, use, and disclose data, including your rights under the California Consumer Privacy Act (CCPA). By using our services, you consent to the practices described in this policy.
1. Information We Collect:
We may collect the following categories of personal information:
– Identifiers: Name, email address, mailing address, phone number, and other contact information.
– Financial Information: Payment details and billing information.
– Protected Classifications: Age, gender, and marital status.
– Geolocation Data: Information about your location.
– Internet or Network Activity: Browsing history, IP address, and device information.
– Professional or Employment Information: Occupation, employer information, and job title.
– Other Information: Any other information you provide to us voluntarily.
2. Use of Information:
We use the collected information for the following purposes:
– Service Delivery: Providing insurance quotes, policy administration, claims processing, and customer support.
– Communication: Sending important updates, notifications, and marketing materials related to our services.
– Personalization: Customizing our services and offering personalized recommendations based on your preferences.
– Compliance: Complying with applicable laws, regulations, and legal processes.
– Security: Protecting against fraud, unauthorized access, and other unlawful activities.
3. Disclosure of Information:
We may share your personal information with third parties in the following circumstances:
– Service Providers: We may engage trusted third-party service providers to assist us in delivering our services. These providers are bound by strict confidentiality obligations and are only authorized to use your information as necessary to provide the requested services.
– Legal Compliance: We may disclose your information if required by law, regulation, or legal process, or if we believe it is necessary to protect our rights, property, or safety, or the rights, property, or safety of others.
– Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
4. California Privacy Rights:
If you are a California resident, you have the following rights under the CCPA:
– Right to Know: You have the right to request information about the categories of personal information we have collected, the sources of such information, the purposes for which it was collected, and the categories of third parties with whom we share it.
– Right to Delete: You have the right to request the deletion of your personal information, subject to certain exceptions.
– Right to Opt-Out: You have the right to opt-out of the sale of your personal information to third parties.
– Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.
5. Opt-Out Information:
To exercise your rights or opt-out of the sale of your personal information, please contact us using the information provided at the end of this policy. You may also manage your communication preferences by following the instructions provided in our marketing emails.
6. Data Security:
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
7. Updates to this Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our practices or the law. We encourage you to review this policy periodically for any updates. Your continued use of our services after any changes to this policy signifies your acceptance of the revised terms.
8. Contact Us:
If you have any questions regarding this Privacy Policy or our privacy practices, or if you wish to exercise your CCPA rights, please contact us at [email protected].
Last Update: Dec 8th, 2023